Your plan, your rules

Settings

Shape the plan, starting balance, motivation prompts, gain allocation, account details, and billing from one place.

Changes are saved to your profile

Contributors and starting balance

Start here. The Plan will use these people, balances, and monthly contributions automatically.

This is the amount each person plans to add every month. With two contributors, the Plan begins with twice this amount. Choose a custom yearly plan later if people will contribute different amounts.
One shared starting amount per person; you can customize each person by year in the Plan.
Starting household contribution each month$0.00

Goal and growth plan

Choose a straightforward plan or reveal additional saving and investing choices. Your projection always remains editable.

Planning detail Standard keeps the setup short. Advanced adds strategy choices and plain-language risk, access, and tax context. Both use the same saved goal and projection math.
How do you plan to grow this money? Savings usually prioritizes stability and access. Investing may offer more growth, but values can change and some choices restrict early access.
This editable estimate drives the projection; it is not a guaranteed return. Rates and market returns change, so review it periodically.
Enter 4.5 for 4.5%. Use the current rate shown by your account provider.
The first month your scheduled contributions and growth projection begin.
How long you plan to contribute before reaching the projected finish.
Contribution plan
Raises each person's monthly contribution by this percentage at the start of each plan year. Enter 0 to keep contributions level.
Enter 3 for a 3% increase each year.
The total balance you want the household to reach. In a custom yearly plan, this is calculated from your balances, contributions, time, and estimated rate.
Set the balance you want to reach.
Starting balance$0
Target by today$0
Projected finish$0
View tracker

Experience, motivation, and gains

These choices stay with your profile across devices, login, and logout.

App experience Simple replaces each workspace with a short, big-button walkthrough that saves through the same tracker. Advanced keeps the complete pages and every detailed control.
Maximum
Choose how conversational the app feels. Frequent keeps the previous lively pace. Maximum is intentionally very persistent and may return shortly after dismissal, while still leaving navigation and controls available. The main switch above always overrides this control.
test completed.

Subscription

Review your tier, change plans, or cancel recurring billing. Pending and inactive accounts can still reach this section.

Billing: loading

Current plan

Loading subscription details…

Open PayPal billing

Upgrade or change plan

Choose a plan here. A linked subscription change is not applied until PayPal approval or administrator review is complete.

Billing help

Account details

Update your login name, contact email, or password. Passwords are never displayed back to anyone.

Backup and account deletion

Your downloaded JSON includes contributor names, all entries, trades, and the full tracker configuration.

Uploading the new backup remains compatible with older entry-only uploads. On the Entries page, you decide whether to restore just entries or the full settings and trades package.
Download complete JSON backupUpload or manage entries

Delete account

This permanently removes this profile, its entries, trades, and messages. If PayPal billing is active, cancel it first so deleting data does not leave recurring billing in place.